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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,634 | $64,719-61.9% | $112,249-78.1% | $68,486-64.0% |
| Participation rate | 95.3% | 67.2%+28.2pp | 75.1%+20.3pp | 67.9%+27.4pp |
| Annual return | -17.10% | -11.40%-5.7pp | 27.48%-44.6pp | -7.85%-9.2pp |
| Employer contribution / active EE | $4,733 | $2,747+72.3% | $3,636+30.2% | $2,597+82.3% |
| Participant deferral / active EE | $4,904 | $3,565+37.5% | $4,729+3.7% | $4,028+21.7% |
| Admin fee / account holder | $1,440 | $5,232-72.5% | $6,412-77.5% | $5,404-73.4% |