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| Provider | Service type | Compensation |
|---|---|---|
NFP RETIREMENT INC6 years Service code 27 · EIN 33-0905143 | Advisory (Plan) | $38,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | $30,844 |
BATES COUGHTRY REISS LLP3 years Filed as: BATES, CAUGHTRY REISS LLP Service code 10 · EIN 95-3037112 | Accounting | $13,605 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,472 | $76,112+87.2% | $96,544+47.6% | $71,529+99.2% |
| Participation rate | 98.1% | 74.4%+23.7pp | 76.0%+22.1pp | 67.9%+30.1pp |
| Annual return | 17.35% | 22.80%-5.5pp | 25.88%-8.5pp | 28.97%-11.6pp |
| Employer contribution / active EE | $2,264 | $2,248+0.7% | $2,966-23.7% | $2,590-12.6% |
| Participant deferral / active EE | $6,338 | $4,217+50.3% | $4,851+30.6% | $4,291+47.7% |
| Admin fee / account holder | $434 | $2,708-84.0% | $8,254-94.7% | $1,588-72.7% |