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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,920 | $142,392-63.5% | $119,622-56.6% | $134,532-61.4% |
| Participation rate | 52.6% | 82.8%-30.2pp | 79.3%-26.6pp | 81.2%-28.6pp |
| Annual return | -15.35% | -12.46%-2.9pp | -14.98%-0.4pp | 418.27%-433.6pp |
| Employer contribution / active EE | $0 | $5,224-100.0% | $4,232-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $2,014 | $6,467-68.9% | $5,601-64.0% | $6,401-68.5% |
| Admin fee / account holder | $594 | $13,593-95.6% | $10,328-94.3% | $11,429-94.8% |