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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,610 | $208,088-94.9% | $186,193-94.3% | $154,746-93.1% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 18.14% | 89.97%-71.8pp | 78.03%-59.9pp | 172.34%-154.2pp |
| Employer contribution / active EE | $3,904 | $4,340-10.0% | $3,918-0.4% | $4,379-10.8% |
| Participant deferral / active EE | $2,879 | $7,078-59.3% | $6,513-55.8% | $6,730-57.2% |
| Admin fee / account holder | $1,263 | $11,698-89.2% | $11,058-88.6% | $14,365-91.2% |