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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,450 | $201,344+59.2% | $184,243+73.9% | $145,877+119.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 3.63% | 29.01%-25.4pp | 28.82%-25.2pp | 551.28%-547.7pp |
| Employer contribution / active EE | $13,298 | $7,022+89.4% | $6,427+106.9% | $4,663+185.2% |
| Participant deferral / active EE | $8,783 | $9,807-10.4% | $9,132-3.8% | $6,691+31.3% |
| Admin fee / account holder | $438 | $16,382-97.3% | $13,914-96.9% | $13,402-96.7% |