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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,547 | $181,062-26.8% | $158,223-16.2% | $155,188-14.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 9.61% | 57.39%-47.8pp | 52.09%-42.5pp | 148.84%-139.2pp |
| Employer contribution / active EE | $11,542 | $4,565+152.9% | $4,109+180.9% | $4,248+171.7% |
| Participant deferral / active EE | $9,471 | $6,134+54.4% | $5,467+73.2% | $6,531+45.0% |
| Admin fee / account holder | $1,399 | $18,825-92.6% | $16,047-91.3% | $14,480-90.3% |