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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,025 | $175,212-18.9% | $149,682-5.1% | $139,427+1.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 5.29% | 166.63%-161.3pp | 134.35%-129.1pp | 373.27%-368.0pp |
| Employer contribution / active EE | $10,278 | $5,475+87.7% | $4,818+113.3% | $4,752+116.3% |
| Participant deferral / active EE | $9,900 | $6,520+51.9% | $5,681+74.3% | $6,711+47.5% |
| Admin fee / account holder | $4,440 | $16,150-72.5% | $13,210-66.4% | $11,404-61.1% |