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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,471 | $71,878-84.0% | $86,698-86.8% | $68,486-83.3% |
| Participation rate | 46.6% | 72.2%-25.7pp | 76.6%-30.0pp | 67.9%-21.3pp |
| Annual return | -23.96% | 3.53%-27.5pp | 35.95%-59.9pp | -7.85%-16.1pp |
| Employer contribution / active EE | $1,059 | $2,173-51.3% | $2,837-62.7% | $2,597-59.2% |
| Participant deferral / active EE | $2,463 | $3,779-34.8% | $4,656-47.1% | $4,028-38.9% |
| Admin fee / account holder | $263 | $6,113-95.7% | $7,493-96.5% | $5,404-95.1% |