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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,726 | $167,522-29.1% | $151,639-21.7% | $134,532-11.7% |
| Participation rate | 76.9% | 88.4%-11.5pp | 87.5%-10.6pp | 81.2%-4.3pp |
| Annual return | -23.05% | 7.81%-30.9pp | 3.34%-26.4pp | 418.27%-441.3pp |
| Employer contribution / active EE | $5,534 | $6,828-18.9% | $6,165-10.2% | $4,741+16.7% |
| Participant deferral / active EE | $10,811 | $8,986+20.3% | $8,363+29.3% | $6,401+68.9% |
| Admin fee / account holder | $1,374 | $13,780-90.0% | $11,613-88.2% | $11,429-88.0% |