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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,277 | $82,324-82.7% | $68,803-79.2% | $134,545-89.4% |
| Participation rate | 95.2% | 75.1%+20.2pp | 69.0%+26.2pp | 81.2%+14.0pp |
| Annual return | -16.52% | -2.17%-14.3pp | -6.37%-10.1pp | 418.37%-434.9pp |
| Employer contribution / active EE | $1,771 | $3,302-46.4% | $2,656-33.3% | $4,742-62.7% |
| Participant deferral / active EE | $4,133 | $4,740-12.8% | $3,942+4.8% | $6,401-35.4% |
| Admin fee / account holder | $1,742 | $6,485-73.1% | $4,936-64.7% | $11,431-84.8% |