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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,206 | $136,860+125.2% | $120,344+156.1% | $154,746+99.2% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 20.81% | 21.38%-0.6pp | 20.30%+0.5pp | 172.34%-151.5pp |
| Employer contribution / active EE | $2,953 | $3,533-16.4% | $3,020-2.2% | $4,379-32.6% |
| Participant deferral / active EE | $5,974 | $5,793+3.1% | $5,135+16.3% | $6,730-11.2% |
| Admin fee / account holder | $7,377 | $15,393-52.1% | $12,742-42.1% | $14,365-48.6% |