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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,206 | $124,425+147.7% | $112,040+175.1% | $137,256+124.5% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 20.81% | 24.72%-3.9pp | 24.52%-3.7pp | 220.34%-199.5pp |
| Employer contribution / active EE | $2,953 | $3,411-13.4% | $2,9540% | $4,156-28.9% |
| Participant deferral / active EE | $5,974 | $5,718+4.5% | $5,098+17.2% | $6,407-6.8% |
| Admin fee / account holder | $7,377 | $15,207-51.5% | $12,098-39.0% | $12,270-39.9% |