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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,826 | $61,125+37.1% | $94,057-10.9% | $87,485-4.2% |
| Participation rate | 97.3% | 64.1%+33.2pp | 73.3%+24.0pp | 68.9%+28.4pp |
| Annual return | 11.41% | 35.20%-23.8pp | 480.62%-469.2pp | 26.06%-14.6pp |
| Employer contribution / active EE | $9,001 | $2,136+321.3% | $2,933+206.9% | $2,596+246.7% |
| Participant deferral / active EE | $1,670 | $3,260-48.8% | $4,709-64.5% | $4,274-60.9% |
| Admin fee / account holder | $7,098 | $5,629+26.1% | $7,244-2.0% | $7,775-8.7% |