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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,826 | $51,638+62.3% | $68,368+22.6% | $82,448+1.7% |
| Participation rate | 97.3% | 63.6%+33.7pp | 73.8%+23.5pp | 68.1%+29.2pp |
| Annual return | 11.41% | 37.53%-26.1pp | 292.57%-281.2pp | 41.64%-30.2pp |
| Employer contribution / active EE | $9,001 | $2,047+339.8% | $2,649+239.8% | $2,551+252.9% |
| Participant deferral / active EE | $1,670 | $2,914-42.7% | $4,123-59.5% | $4,139-59.7% |
| Admin fee / account holder | $7,098 | $4,643+52.9% | $5,150+37.8% | $7,234-1.9% |