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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,163 | $112,131-16.9% | $95,964-2.9% | $158,982-41.4% |
| Participation rate | 86.7% | 79.0%+7.7pp | 77.1%+9.6pp | 82.0%+4.7pp |
| Annual return | 10.01% | 171.19%-161.2pp | 91.64%-81.6pp | 302.99%-293.0pp |
| Employer contribution / active EE | $2,467 | $3,199-22.9% | $2,541-2.9% | $4,763-48.2% |
| Participant deferral / active EE | $5,284 | $4,784+10.5% | $4,167+26.8% | $5,983-11.7% |
| Admin fee / account holder | $21,788 | $10,136+115.0% | $6,797+220.5% | $11,252+93.6% |