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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,455 | $124,425-57.0% | $112,040-52.3% | $137,256-61.1% |
| Participation rate | 80.0% | 79.3%+0.7pp | 76.5%+3.5pp | 80.0%0pp |
| Annual return | 13.68% | 24.72%-11.0pp | 24.52%-10.8pp | 220.34%-206.7pp |
| Employer contribution / active EE | $2,448 | $3,411-28.2% | $2,954-17.1% | $4,156-41.1% |
| Participant deferral / active EE | $5,320 | $5,718-7.0% | $5,098+4.4% | $6,407-17.0% |
| Admin fee / account holder | $4,718 | $15,207-69.0% | $12,098-61.0% | $12,270-61.6% |