Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $78,765 |
Filed as: RAYMOND JAMES Service code 28 1216 STATE STREET · SANTA BARBARA, CA 93101 | Investment Management | $18,750 |
Service code 10 · EIN 77-0181453 | Accounting | $6,461 |
BMO HARRIS BANK NA2+ years Filed as: BMO HARRIS BANK, N.A. Service code 19 · EIN 36-2085229 | Securities Custodian | $0 |
BMO HARRIS BANK NA2+ years Filed as: BMO HARRIS BANK, NA 36-2085229 Service code 19 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,660 | $80,753+390.0% | $136,298+190.3% | $62,293+535.2% |
| Participation rate | 100.0% | 73.5%+26.5pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 14.66% | 35.83%-21.2pp | 5156.27%-5141.6pp | 28.90%-14.2pp |
| Employer contribution / active EE | $31,634 | $2,884+997.0% | $4,696+573.7% | $2,042+1449.0% |
| Participant deferral / active EE | $3,756 | $5,164-27.3% | $6,247-39.9% | $3,169+18.5% |
| Admin fee / account holder | $565 | $525+7.6% | $9,244-93.9% | $479+17.9% |