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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,998 | $82,678-67.3% | $125,391-78.5% | $68,490-60.6% |
| Participation rate | 77.6% | 75.1%+2.5pp | 82.4%-4.8pp | 67.9%+9.7pp |
| Annual return | -17.58% | -5.97%-11.6pp | 572.41%-590.0pp | -7.85%-9.7pp |
| Employer contribution / active EE | $3,448 | $3,382+2.0% | $4,816-28.4% | $2,597+32.8% |
| Participant deferral / active EE | $1,768 | $6,111-71.1% | $7,448-76.3% | $4,028-56.1% |
| Admin fee / account holder | $1,846 | $6,277-70.6% | $10,009-81.6% | $5,403-65.8% |