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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,879 | $135,956+45.5% | $123,894+59.7% | $273,972-27.8% |
| Participation rate | 78.6% | 84.1%-5.5pp | 81.4%-2.8pp | 83.0%-4.4pp |
| Annual return | 5.84% | 56.63%-50.8pp | 47.52%-41.7pp | 41.46%-35.6pp |
| Employer contribution / active EE | $832 | $5,170-83.9% | $4,617-82.0% | $4,869-82.9% |
| Participant deferral / active EE | $1,204 | $6,343-81.0% | $5,984-79.9% | $5,287-77.2% |
| Admin fee / account holder | $363 | $9,817-96.3% | $8,357-95.7% | $10,133-96.4% |