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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,809 | $201,344-53.4% | $184,243-49.1% | $145,877-35.7% |
| Participation rate | 66.7% | 87.5%-20.8pp | 86.8%-20.2pp | 80.3%-13.6pp |
| Annual return | 11.95% | 29.01%-17.1pp | 28.82%-16.9pp | 551.28%-539.3pp |
| Employer contribution / active EE | $2,380 | $7,022-66.1% | $6,427-63.0% | $4,663-49.0% |
| Participant deferral / active EE | $9,574 | $9,807-2.4% | $9,132+4.8% | $6,691+43.1% |
| Admin fee / account holder | $4,122 | $16,382-74.8% | $13,914-70.4% | $13,402-69.2% |