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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,809 | $201,370-53.4% | $184,256-49.1% | $145,897-35.7% |
| Participation rate | 66.7% | 87.5%-20.8pp | 86.8%-20.2pp | 80.3%-13.6pp |
| Annual return | 11.95% | 29.05%-17.1pp | 28.85%-16.9pp | 552.29%-540.3pp |
| Employer contribution / active EE | $2,380 | $7,024-66.1% | $6,427-63.0% | $4,663-49.0% |
| Participant deferral / active EE | $9,574 | $9,808-2.4% | $9,133+4.8% | $6,689+43.1% |
| Admin fee / account holder | $4,122 | $16,364-74.8% | $13,899-70.3% | $13,390-69.2% |