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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,769 | $209,336-27.5% | $197,124-23.0% | $137,256+10.6% |
| Participation rate | 66.7% | 87.3%-20.6pp | 86.7%-20.0pp | 80.0%-13.3pp |
| Annual return | 17.35% | 48.09%-30.7pp | 44.34%-27.0pp | 220.34%-203.0pp |
| Employer contribution / active EE | $2,644 | $6,591-59.9% | $6,227-57.5% | $4,156-36.4% |
| Participant deferral / active EE | $11,210 | $9,614+16.6% | $9,135+22.7% | $6,407+75.0% |
| Admin fee / account holder | $7,361 | $17,308-57.5% | $16,298-54.8% | $12,270-40.0% |