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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,483 | $63,861+19.8% | $104,639-26.9% | $79,856-4.2% |
| Participation rate | 87.1% | 64.9%+22.2pp | 74.1%+13.0pp | 69.6%+17.5pp |
| Annual return | 8.20% | 21.30%-13.1pp | 340.67%-332.5pp | 31.71%-23.5pp |
| Employer contribution / active EE | $0 | $1,588-100.0% | $2,682-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $2,607 | $2,693-3.2% | $3,738-30.3% | $3,741-30.3% |
| Admin fee / account holder | $8,357 | $4,185+99.7% | $6,465+29.3% | $5,306+57.5% |