Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,001 | $124,330-42.1% | $109,173-34.0% | $167,536-57.0% |
| Participation rate | 62.5% | 79.5%-17.0pp | 75.9%-13.4pp | 82.1%-19.6pp |
| Annual return | 9.48% | 26.04%-16.6pp | 25.75%-16.3pp | 478.82%-469.3pp |
| Employer contribution / active EE | $1,317 | $4,209-68.7% | $3,723-64.6% | $4,839-72.8% |
| Participant deferral / active EE | $2,446 | $5,256-53.5% | $4,654-47.4% | $6,342-61.4% |
| Admin fee / account holder | $20,912 | $7,974+162.2% | $6,755+209.6% | $12,315+69.8% |