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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,967 | $86,288+35.6% | $111,306+5.1% | $85,851+36.2% |
| Participation rate | 93.1% | 73.3%+19.8pp | 77.3%+15.8pp | 69.3%+23.8pp |
| Annual return | 11.33% | 19.99%-8.7pp | 54.67%-43.3pp | 318.63%-307.3pp |
| Employer contribution / active EE | $5,763 | $2,044+182.0% | $2,732+111.0% | $2,565+124.6% |
| Participant deferral / active EE | $6,266 | $3,641+72.1% | $4,488+39.6% | $3,952+58.5% |
| Admin fee / account holder | $773 | $8,189-90.6% | $7,966-90.3% | $6,261-87.7% |