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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,914 | $97,550+58.8% | $120,344+28.7% | $87,485+77.1% |
| Participation rate | 94.1% | 72.8%+21.3pp | 76.7%+17.4pp | 68.9%+25.2pp |
| Annual return | 10.44% | 18.41%-8.0pp | 20.30%-9.9pp | 26.06%-15.6pp |
| Employer contribution / active EE | $2,273 | $2,291-0.8% | $3,020-24.7% | $2,596-12.5% |
| Participant deferral / active EE | $4,680 | $4,230+10.6% | $5,135-8.9% | $4,274+9.5% |
| Admin fee / account holder | $12,498 | $9,543+31.0% | $12,742-1.9% | $7,775+60.8% |