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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,914 | $95,453+62.3% | $112,040+38.3% | $82,448+87.9% |
| Participation rate | 94.1% | 72.8%+21.4pp | 76.5%+17.6pp | 68.1%+26.0pp |
| Annual return | 10.44% | 23.92%-13.5pp | 24.52%-14.1pp | 41.64%-31.2pp |
| Employer contribution / active EE | $2,273 | $2,318-1.9% | $2,954-23.1% | $2,551-10.9% |
| Participant deferral / active EE | $4,680 | $4,224+10.8% | $5,098-8.2% | $4,139+13.1% |
| Admin fee / account holder | $12,498 | $9,013+38.7% | $12,098+3.3% | $7,234+72.8% |