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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,908 | $165,399-60.8% | $149,745-56.7% | $158,982-59.2% |
| Participation rate | 90.0% | 84.6%+5.4pp | 82.5%+7.5pp | 82.0%+8.0pp |
| Annual return | -4.46% | 348.34%-352.8pp | 276.72%-281.2pp | 302.99%-307.5pp |
| Employer contribution / active EE | $0 | $5,105-100.0% | $4,646-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $4,640 | $7,183-35.4% | $6,843-32.2% | $5,983-22.5% |
| Admin fee / account holder | $475 | $10,811-95.6% | $9,312-94.9% | $11,252-95.8% |