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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,623 | $78,607+58.5% | $105,624+18.0% | $74,478+67.3% |
| Participation rate | 50.3% | 72.8%-22.5pp | 75.3%-24.9pp | 67.2%-16.9pp |
| Annual return | 14.00% | 15.96%-2.0pp | 116.20%-102.2pp | 1370.56%-1356.6pp |
| Employer contribution / active EE | $696 | $2,523-72.4% | $3,168-78.0% | $2,626-73.5% |
| Participant deferral / active EE | $3,957 | $4,325-8.5% | $5,013-21.1% | $4,350-9.0% |
| Admin fee / account holder | $14,189 | $2,220+539.2% | $10,961+29.4% | $1,946+629.2% |