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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,800 | $81,870+75.6% | $119,622+20.2% | $68,486+110.0% |
| Participation rate | 100.0% | 71.9%+28.1pp | 79.3%+20.7pp | 67.9%+32.1pp |
| Annual return | -16.23% | -23.82%+7.6pp | -14.98%-1.2pp | -7.85%-8.4pp |
| Employer contribution / active EE | $406 | $2,692-84.9% | $4,232-90.4% | $2,597-84.4% |
| Participant deferral / active EE | $4,891 | $4,148+17.9% | $5,601-12.7% | $4,028+21.4% |
| Admin fee / account holder | $16,618 | $6,583+152.4% | $10,328+60.9% | $5,404+207.5% |