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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,593 | $101,795+68.6% | $165,100+3.9% | $80,959+112.0% |
| Participation rate | 45.8% | 71.8%-26.1pp | 78.6%-32.9pp | 67.7%-21.9pp |
| Annual return | 20.24% | 16.73%+3.5pp | 70.21%-50.0pp | 35.67%-15.4pp |
| Employer contribution / active EE | $966 | $2,954-67.3% | $4,348-77.8% | $2,757-64.9% |
| Participant deferral / active EE | $2,184 | $4,476-51.2% | $6,035-63.8% | $4,300-49.2% |
| Admin fee / account holder | $29,841 | $8,221+263.0% | $12,696+135.1% | $6,925+330.9% |