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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,512 | $80,812+117.2% | $160,784+9.2% | $82,448+112.9% |
| Participation rate | 68.8% | 66.2%+2.5pp | 77.0%-8.2pp | 68.1%+0.7pp |
| Annual return | 20.07% | 100.59%-80.5pp | 1803.92%-1783.9pp | 41.64%-21.6pp |
| Employer contribution / active EE | $2,110 | $2,174-2.9% | $3,733-43.5% | $2,551-17.3% |
| Participant deferral / active EE | $3,917 | $4,335-9.7% | $6,293-37.8% | $4,139-5.4% |
| Admin fee / account holder | $11,992 | $7,695+55.8% | $9,717+23.4% | $7,234+65.8% |