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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,822 | $185,905-31.8% | $170,057-25.4% | $139,487-9.1% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 4.06% | 60.56%-56.5pp | 53.42%-49.4pp | 373.84%-369.8pp |
| Employer contribution / active EE | $12,924 | $7,597+70.1% | $6,790+90.3% | $4,755+171.8% |
| Participant deferral / active EE | $5,895 | $11,627-49.3% | $10,411-43.4% | $6,713-12.2% |
| Admin fee / account holder | $359,916 | $15,397+2237.6% | $12,826+2706.1% | $11,407+3055.1% |