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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,001 | $217,432-65.5% | $185,849-59.6% | $167,536-55.2% |
| Participation rate | 86.7% | 86.1%+0.6pp | 81.7%+5.0pp | 82.1%+4.6pp |
| Annual return | 3.67% | 148.42%-144.7pp | 122.10%-118.4pp | 478.82%-475.1pp |
| Employer contribution / active EE | $1,682 | $5,875-71.4% | $5,169-67.5% | $4,839-65.2% |
| Participant deferral / active EE | $5,244 | $6,357-17.5% | $5,569-5.8% | $6,342-17.3% |
| Admin fee / account holder | $4,655 | $19,818-76.5% | $16,244-71.3% | $12,315-62.2% |