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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,174 | $160,040+32.0% | $147,096+43.6% | $145,877+44.8% |
| Participation rate | 95.0% | 84.0%+11.0pp | 82.2%+12.8pp | 80.3%+14.7pp |
| Annual return | 8.83% | 98.49%-89.7pp | 419.75%-410.9pp | 551.28%-542.5pp |
| Employer contribution / active EE | $8,297 | $5,289+56.9% | $4,936+68.1% | $4,663+77.9% |
| Participant deferral / active EE | $5,736 | $8,429-31.9% | $8,071-28.9% | $6,691-14.3% |
| Admin fee / account holder | $9,912 | $15,050-34.1% | $13,005-23.8% | $13,402-26.0% |