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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,795 | $175,259-66.5% | $149,723-60.7% | $139,487-57.8% |
| Participation rate | 87.5% | 83.4%+4.1pp | 78.8%+8.7pp | 80.3%+7.2pp |
| Annual return | 6.69% | 166.82%-160.1pp | 134.50%-127.8pp | 373.84%-367.1pp |
| Employer contribution / active EE | $0 | $5,478-100.0% | $4,821-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $2,600 | $6,522-60.1% | $5,682-54.2% | $6,713-61.3% |
| Admin fee / account holder | $19,484 | $16,158+20.6% | $13,215+47.4% | $11,407+70.8% |