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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,519 | $73,988+106.1% | $96,538+58.0% | $75,177+102.9% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 2.10% | 26.73%-24.6pp | 35.74%-33.6pp | 160.75%-158.6pp |
| Employer contribution / active EE | $7,143 | $2,930+143.8% | $3,740+91.0% | $2,671+167.4% |
| Participant deferral / active EE | $4,902 | $3,660+33.9% | $4,880+0.4% | $4,126+18.8% |
| Admin fee / account holder | $21,417 | $5,220+310.3% | $6,737+217.9% | $5,651+279.0% |