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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $480,394 | $174,379+175.5% | $152,093+215.9% | $138,895+245.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 17.83% | 74.86%-57.0pp | 66.36%-48.5pp | 145.39%-127.6pp |
| Employer contribution / active EE | $1,520 | $4,652-67.3% | $4,175-63.6% | $4,194-63.8% |
| Participant deferral / active EE | $9,443 | $6,159+53.3% | $5,451+73.2% | $6,396+47.6% |
| Admin fee / account holder | $79,449 | $16,880+370.7% | $14,497+448.1% | $12,562+532.5% |