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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,877 | $117,846-92.5% | $102,434-91.3% | $145,884-93.9% |
| Participation rate | 87.5% | 78.6%+8.9pp | 76.5%+11.0pp | 80.3%+7.2pp |
| Annual return | 11.61% | 31.90%-20.3pp | 29.46%-17.8pp | 551.85%-540.2pp |
| Employer contribution / active EE | $1,418 | $3,615-60.8% | $3,023-53.1% | $4,662-69.6% |
| Participant deferral / active EE | $1,907 | $5,733-66.7% | $5,055-62.3% | $6,690-71.5% |
| Admin fee / account holder | $728 | $13,356-94.5% | $9,462-92.3% | $13,392-94.6% |