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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,768 | $63,082+80.3% | $81,726+39.2% | $79,856+42.5% |
| Participation rate | 100.0% | 67.5%+32.5pp | 72.0%+28.0pp | 69.6%+30.4pp |
| Annual return | 0.07% | 22.66%-22.6pp | 29.49%-29.4pp | 31.71%-31.6pp |
| Employer contribution / active EE | $2,135 | $1,795+18.9% | $4,311-50.5% | $2,471-13.6% |
| Participant deferral / active EE | $3,467 | $2,780+24.7% | $7,108-51.2% | $3,741-7.3% |
| Admin fee / account holder | $4,339 | $4,428-2.0% | $5,160-15.9% | $5,306-18.2% |