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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,449 | $72,607+163.7% | $90,259+112.1% | $87,485+118.8% |
| Participation rate | 100.0% | 64.8%+35.2pp | 70.7%+29.3pp | 68.9%+31.1pp |
| Annual return | 11.93% | 18.59%-6.7pp | 18.88%-6.9pp | 26.06%-14.1pp |
| Employer contribution / active EE | $2,747 | $1,919+43.1% | $2,291+19.9% | $2,596+5.8% |
| Participant deferral / active EE | $4,752 | $3,055+55.6% | $3,827+24.2% | $4,274+11.2% |
| Admin fee / account holder | $9,566 | $5,947+60.9% | $7,267+31.6% | $7,775+23.0% |