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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,289 | $106,923-28.7% | $84,023-9.2% | $152,909-50.1% |
| Participation rate | 87.5% | 75.3%+12.2pp | 69.0%+18.5pp | 82.5%+5.0pp |
| Annual return | 15.31% | 105.02%-89.7pp | 71.32%-56.0pp | 345.46%-330.2pp |
| Employer contribution / active EE | $10,087 | $2,735+268.8% | $1,984+408.5% | $4,764+111.7% |
| Participant deferral / active EE | $6,435 | $4,013+60.4% | $3,239+98.6% | $5,851+10.0% |
| Admin fee / account holder | $511 | $8,289-93.8% | $6,102-91.6% | $11,601-95.6% |