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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,006 | $142,409-12.2% | $119,634+4.5% | $134,545-7.1% |
| Participation rate | 80.0% | 82.8%-2.8pp | 79.3%+0.7pp | 81.2%-1.2pp |
| Annual return | -20.71% | -12.46%-8.3pp | -14.98%-5.7pp | 418.37%-439.1pp |
| Employer contribution / active EE | $1,078 | $5,224-79.4% | $4,232-74.5% | $4,742-77.3% |
| Participant deferral / active EE | $12,813 | $6,468+98.1% | $5,601+128.8% | $6,401+100.2% |
| Admin fee / account holder | $1,588 | $13,594-88.3% | $10,329-84.6% | $11,431-86.1% |