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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,248 | $226,105-17.2% | $182,540+2.6% | $152,897+22.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 15.40% | 192.58%-177.2pp | 148.58%-133.2pp | 345.43%-330.0pp |
| Employer contribution / active EE | $6,250 | $4,978+25.5% | $4,076+53.4% | $4,764+31.2% |
| Participant deferral / active EE | $3,751 | $6,370-41.1% | $5,525-32.1% | $5,851-35.9% |
| Admin fee / account holder | $4,799 | $10,706-55.2% | $8,593-44.2% | $11,599-58.6% |