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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,496 | $101,798+34.1% | $165,071-17.3% | $80,935+68.6% |
| Participation rate | 84.2% | 71.8%+12.4pp | 78.6%+5.6pp | 67.7%+16.5pp |
| Annual return | 10.27% | 16.73%-6.5pp | 70.17%-59.9pp | 35.66%-25.4pp |
| Employer contribution / active EE | $5,427 | $2,954+83.7% | $4,347+24.8% | $2,757+96.9% |
| Participant deferral / active EE | $8,060 | $4,476+80.0% | $6,035+33.5% | $4,299+87.5% |
| Admin fee / account holder | $6,091 | $8,221-25.9% | $12,695-52.0% | $6,924-12.0% |