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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,951 | $110,240-66.5% | $96,544-61.7% | $139,487-73.5% |
| Participation rate | 77.3% | 78.1%-0.9pp | 76.0%+1.3pp | 80.3%-3.1pp |
| Annual return | 19.42% | 26.41%-7.0pp | 25.88%-6.5pp | 373.84%-354.4pp |
| Employer contribution / active EE | $3,374 | $3,622-6.9% | $2,966+13.7% | $4,755-29.0% |
| Participant deferral / active EE | $2,261 | $5,549-59.2% | $4,851-53.4% | $6,713-66.3% |
| Admin fee / account holder | $534 | $11,602-95.4% | $8,254-93.5% | $11,407-95.3% |