Retirement plan

ALVARADO PAINT & HARDWARE, INC. 401(K) PLAN

Name: ALVARADO PAINT & HARDWARE, INC. - ALVARADO PAINT & HARDWARE, INC. 401(K) PLAN (2016) Form 5500
Creator: ALVARADO PAINT & HARDWARE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ALVARADO PAINT & HARDWARE, INC. 401(K) PLAN, ALVARADO PAINT & HARDWARE, INC.

ALVARADO PAINT & HARDWARE, INC.EIN 95-3342655Plan #001PY 2016

915 S. ALVARADO ST., - LOS ANGELES, CA 90006213-382-1305alvaradopaint.comLinkedIn11-50 employeesbuilding materials

Prospect flagsLow assets / participantLow fidelity bond

How to read this page

Total assets (EOY)

$211K

No prior year

Total participants

No prior year

Average account balance

$14,071

No prior year

Annual return

4.43%

No prior year

Benchmarks

See 18,030 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants<25

Cohort18,030 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$636K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$64K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

111.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$18K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+2.68%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$14,071

$93,346-84.9%

$71,796-80.4%

$273,972-94.9%

Participation rate

70.6%

76.5%-5.9pp

69.1%+1.5pp

83.0%-12.4pp

Annual return

4.43%

130.39%-126.0pp

78.04%-73.6pp

41.46%-37.0pp

Employer contribution / active EE

$474

$2,733-82.7%

$1,924-75.4%

$4,869-90.3%

Participant deferral / active EE

$1,122

$3,475-67.7%

$2,794-59.9%

$5,287-78.8%

Admin fee / account holder

$6,571-100.0%

$4,815-100.0%

$10,133-100.0%

ALVARADO PAINT & HARDWARE, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

ALVARADO PAINT & HARDWARE, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Audit opinion

Benchmarks

Service providers

Opportunity flags

Audit opinion