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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,449 | $64,729-57.6% | $112,263-75.5% | $68,490-59.9% |
| Participation rate | 50.0% | 67.2%-17.2pp | 75.1%-25.1pp | 67.9%-17.9pp |
| Annual return | 9.93% | -11.40%+21.3pp | 27.49%-17.6pp | -7.85%+17.8pp |
| Employer contribution / active EE | $1,483 | $2,746-46.0% | $3,636-59.2% | $2,597-42.9% |
| Participant deferral / active EE | $2,747 | $3,566-22.9% | $4,729-41.9% | $4,028-31.8% |
| Admin fee / account holder | $365 | $5,222-93.0% | $6,410-94.3% | $5,403-93.3% |