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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,616 | $81,504-52.6% | $102,437-62.3% | $80,959-52.3% |
| Participation rate | 65.1% | 66.9%-1.7pp | 74.5%-9.4pp | 67.7%-2.6pp |
| Annual return | 13.94% | 25.60%-11.7pp | 24.95%-11.0pp | 35.67%-21.7pp |
| Employer contribution / active EE | $2,579 | $3,104-16.9% | $3,871-33.4% | $2,757-6.5% |
| Participant deferral / active EE | $5,633 | $3,871+45.5% | $5,060+11.3% | $4,300+31.0% |
| Admin fee / account holder | $4,475 | $6,719-33.4% | $8,388-46.6% | $6,925-35.4% |