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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,913 | $175,231-80.6% | $149,696-77.3% | $139,466-75.7% |
| Participation rate | 72.7% | 83.4%-10.7pp | 78.8%-6.0pp | 80.3%-7.6pp |
| Annual return | 12.83% | 166.77%-153.9pp | 134.46%-121.6pp | 373.66%-360.8pp |
| Employer contribution / active EE | $2,274 | $5,478-58.5% | $4,821-52.8% | $4,754-52.2% |
| Participant deferral / active EE | $6,321 | $6,521-3.1% | $5,682+11.2% | $6,712-5.8% |
| Admin fee / account holder | $1,178 | $16,155-92.7% | $13,212-91.1% | $11,409-89.7% |