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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY9+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $77,477 |
401(K) ADVISORS INC7 years Service code 27 · EIN 33-0905143 | Advisory (Plan) | $58,664 |
MORNINGSTAR1 year Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,803 | $69,511+92.5% | $94,672+41.3% | $71,529+87.1% |
| Participation rate | 91.4% | 78.4%+13.0pp | 80.8%+10.6pp | 67.9%+23.5pp |
| Annual return | 18.93% | 29.67%-10.7pp | 156.89%-138.0pp | 28.97%-10.0pp |
| Employer contribution / active EE | $3,022 | $2,853+5.9% | $3,673-17.7% | $2,590+16.7% |
| Participant deferral / active EE | $7,849 | $7,348+6.8% | $7,417+5.8% | $4,291+82.9% |
| Admin fee / account holder | $456 | $1,211-62.4% | $7,222-93.7% | $1,588-71.3% |