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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,274 | $113,338-34.5% | $94,993-21.8% | $147,586-49.7% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 15.74% | 20.80%-5.1pp | 27.14%-11.4pp | 578.59%-562.9pp |
| Employer contribution / active EE | $4,802 | $3,160+52.0% | $2,603+84.5% | $4,876-1.5% |
| Participant deferral / active EE | $4,187 | $3,777+10.9% | $3,317+26.2% | $5,439-23.0% |
| Admin fee / account holder | $543 | $6,063-91.0% | $4,960-89.1% | $10,886-95.0% |